Psychic Ruby

Quality Contractor Supply Privacy Policy
Effective Date: April 4, 2023
At Quality Contractor Supply, LLC. (“Quality Contractor Supply”), we highly value your trust and are dedicated to responsibly managing, utilizing, and safeguarding your information. In this Privacy Policy, we outline the kinds of information that Quality Contractor Supply collects about you when you access our website (www.psychiczoe.com), mobile site, and applications (together referred to as the "Sites"). We also explain how we may employ and reveal such information, as well as your power to regulate certain uses of it.What information do we collect?Our Sites collect various types of information from and about you, which may include the following:
Identifiers: Information that directly identifies you, such as your full name, email address, social media account details, phone number, date of birth, gender, and shipping information, among others. Commercial Information: Details about your interactions with our services, such as purchasing or using them, subscribing to our horoscopes, participating in chat rooms, taking quizzes, or considering our products and services. Online Activity: Some limited information about your browsing and search history related to the sites you visit before or after our Sites, your operating system, your interactions with our Sites or advertisements, your IP address, and other data that identifies your online activity. Geolocation Information: We do not access or track any location-based information from your mobile device while using our mobile services. However, we may obtain geographic information based on your IP address. Financial Information: Details about your payment methods, if applicable. Inferences: Predictions we can make about you based on information we know about your online activity, such as your purchase preferences, characteristics, or potential future behavior. User-Generated Content: Information you share with us, such as comments or reviews about our Sites or services, or other content you post through our services.
We may collect this information from different sources, including directly from you when you create an account, make a purchase, fill out a survey, sign up for emails, enter a contest, or review a product. We may also collect information automatically or passively using technologies such as cookies, web beacons, or similar tracking technologies to collect information about your interactions with our Sites and emails.
We may partner with third-party advertising networks to display ads on our Sites and other sites. These partners may use technology such as cookies, web beacons, pixel tags, log files, or local shared objects (Flash cookies/HTML5) to collect non-identifying information about you. We may also combine the information we collect from and about you, including data from third-party sources, to tailor our communications and improve our Sites. For more information about your advertising choices and how we collect and use your information, please see our Cookie Policy and the "Your Rights and Choices" section below.
How do we use this information?
We are committed to protecting and maintaining the privacy of your information, and we will only process your data in accordance with applicable data protection laws. We may process your information if we need to provide you with the products or services you have requested, if you have given consent for such processing, if we have a legitimate interest for processing your data (such as fraud prevention, network and information systems security, data analytics, enhancing our services, or personalizing your experience), or if we are required to do so by law (such as for potential litigation).
We may use various types of information we collect, such as identifiers, commercial information, online activity, geolocation information, user-generated content, and financial information, for purposes including fulfilling your purchases, responding to your requests or customer service inquiries, improving our services or developing new ones, or preventing fraud or ensuring security.
We may also use this information for commercial purposes, such as contacting you with offers and promotions, marketing and advertising, creating audiences for marketing and customization purposes, or as otherwise described when we collect your information. If you connect with third-party services through our site, we may use information from and about you to interact with those services based on your requests.
If you provide your mobile number and opt-in to our text message marketing program, you agree to receive automated promotional marketing text messages from us. You may opt-out at any time, and message frequency will vary. We collect information you provide directly when using the Messaging Service and may also collect information about you using cookies or similar technologies to personalize your experience on the service.
How is this information shared?
We disclose the personal information we collect to various third parties for different purposes, and in the last 12 months, we have shared the following categories of personal information for business purposes with service providers who are bound to use your personal information only within the scope of their services for us:
Identifiers (e.g., contact information) shared with payment processors, customer service platforms, communication platforms, e-mail providers, data analytics providers, and cloud storage services; Commercial Information shared with payment processors, data analytics providers, and cloud service providers;
Additionally, in the last 12 months, we have shared the following categories of personal information for commercial purposes, such as to provide you with or limit advertising:
Identifiers shared with advertising partners and social media platforms; Online Activity shared with advertising partners and social media platforms. For the purpose(s) for which you provided the information; With your consent; As legally required or permitted, such as in response to a court order or to protect our company and others from harm; In the event of a sale or transfer of our business assets, we may transfer information we have collected about you to the acquiring entity.
We may also share aggregate or anonymous non-identifying information with third parties, including affiliated and non-affiliated companies, for marketing or analytics purposes.
What are your rights and choices?
Your privacy rights are important to us, and we offer you reasonable access and control over the personal data you may have shared with us while using our Sites. To update your account information, you may access the My Account section of your member account or send an email with your requests to contact@psychiczoe.com.
Unsubscribing
To manage your subscription preferences, including receiving promotional communications, alerts, and horoscopes or newsletters, you may access the Mail Preferences and My Alerts sections of your member account or contact us at contact@companyname.com. If you wish to stop receiving such communications via email, you can follow the unsubscribe instructions included in the emails. Please note that even if you unsubscribe from marketing emails, we may still send you important non-marketing messages related to your transactions or account.
European Economic Area Residents
If you reside in the European Economic Area (EEA) and would like to access, modify, delete, or transfer any personal data we hold about you, please email contact@companyname.com or use the postal address provided in the "How to Contact Us" section below. We will make every effort to respond to your request within 30 days. To ensure your privacy and security, we may request verification of your identity before granting access or fulfilling your requests.
While we will update active user databases promptly, we may store all information you provide for backups, archiving, fraud prevention and detection, analytics, compliance with legal obligations, or other reasons that we reasonably believe are necessary.
In some cases, you have the right to object to Quality Contractor Supply's processing of your personal information. You may also refuse to share certain personal data with us, which may limit access to certain features and services of the Sites. If you previously gave consent for us to process your data, you have the right to withdraw it.
If you think that your privacy rights under applicable data protection laws have been violated, please contact us at contact@companyname.com. EEA residents can also file a complaint with data protection authorities.
Data Retention
We will keep your information for the duration of your account being active, or for as long as necessary to offer you our services. Your information will also be retained and utilized when required to settle any remaining account balances, adhere to our legal obligations, settle disputes, and implement our agreements.
Referrals
If you decide to use the referral feature on our Sites to inform a friend about us, we will request your friend's name and email address. We will send your friend a single email invitation to visit the Sites. Quality Contractor Supply will retain this information only for the purpose of sending the email and monitoring the effectiveness of our referral program. If your friend wants us to delete this information from our database, he or she may contact us at contact@companyname.com.
Tracking Options and California Disclosures
Some areas of our Sites require the use of cookies. While you have the option to adjust your browser or operating system settings to restrict certain tracking or decline cookies, this may prevent you from accessing certain features or fully utilizing all of our offerings on the Sites. For instructions on how to delete and/or disable your browser or operating system from receiving cookies or controlling your tracking preferences, please visit your Web browser’s or operating system’s website or refer to their respective “Help” section.
Note that our system may not respond to Do Not Track requests or headers from some or all browsers. To learn more about the use of cookies or other technologies for delivering personalized advertising, and to exercise your choices regarding not having your information used by certain participating providers, please click here. For information on managing privacy and storage settings for Flash cookies, please click here. You may not have the ability to opt out of targeted advertising from certain ad networks, and you may still receive generic ads. To find out more about cookies and tracking, please see our Cookie Policy.
Privacy for Children
We take the protection of children's privacy seriously. Our Sites are not intended for use by individuals under the age of 16, and Quality Contractor Supply does not knowingly collect or store personal information from anyone under this age. Premium services on the Sites are not available to anyone under the age of 18. If you have concerns regarding our Sites or services offered on our Sites or if you believe that your child under 16 has accessed our Sites, please contact us at contact@psychiczoe.com.
California Privacy Rights
If you are a California resident, you have the right to request information about the personal information Quality Contractor Supply collects about you and to request that we delete your personal information. Additionally, you have the right to opt out of the sale of your personal information.
Quality Contractor Supply has sold the following categories of personal information in the past 12 months: Identifiers and Commercial Information to data analytics providers and business partners, and Online Activity to advertising partners. We do not sell personal information about individuals under the age of 16.
To make a request to access or delete your personal information, please contact us at contact@companyname.com or use the mailing address provided in the “How to Contact Us” section below. We may need to verify your identity before responding to your request. We will confirm receipt of your request within 10 business days and will respond within 45 calendar days. In some cases, we may need additional time, in which case we will notify you.
To opt out of the sale of your personal information, please click on the Do Not Sell My Personal Information link on our website footer or provided here, or email us at contact@companyname.com. Opt-out requests will be processed within 15 business days.
If you wish to have someone else make a privacy rights request on your behalf, they must provide evidence that you have authorized them to act on your behalf and that they are registered to conduct business in California or have power of attorney pursuant to applicable probate law. Quality Contractor Supply may request additional information to confirm the agent's identity and prohibit the use of your personal information for any purpose other than to fulfill your requests.
Content, Links, and Plug-ins from Third Parties
Our Sites may contain links to other websites with different privacy practices than those of Quality Contractor Supply. If you provide personal information to any of these sites, their respective privacy policies will govern the handling of your information. We are not responsible for the practices of these sites and recommend that you carefully review the privacy policy of any website you visit.
The Sites may also offer social media features, such as the Facebook Like and Share buttons, and other widgets and interactive mini-programs that may collect your IP address and other information such as the page you are visiting on our Sites. These social media features and widgets may be hosted by a third party or hosted directly on our Sites. We do not control the information that these social network plugins collect, store, or use, and we are not responsible for their practices. Moreover, we may receive certain information about you from a third-party social network if you link to us or use certain social media features, based on your registration and privacy settings on those third-party services.
Information security
Quality Contractor Supply places a high priority on the security of your customer information and employs various measures to ensure its protection. However, it is important to note that no transmission method over the internet or electronic storage system can guarantee complete security. As a precaution, we suggest exercising caution when sharing information on our Sites. If you have any concerns or inquiries regarding our security measures, please do not hesitate to reach out to us at contact@psychiczoe.com.
Revisions
At any time, Quality Contractor Supply may choose, at our discretion, to modify, add, remove, or otherwise update parts of this Privacy Policy. When we make changes, we will post them on the Sites. By continuing to use the Sites after changes have been made to this Privacy Policy, you indicate your acceptance of those changes. If we make significant changes to this Privacy Policy, we will provide you with appropriate notification.

Terms of Use
Last Updated: 4/19/2023
Before using this site, it is essential to carefully review these terms of use as they impact your legal rights and obligations. These include waivers of rights, dispute resolution, limitation of liability, and your obligation to indemnify us.
Welcome to Quality Contractor Supply, where we offer psychic and astrological entertainment services, such as live psychic and astrology services, as well as publish newsletters, blogs, horoscopes, and other psychic and astrological content. By accessing and using our Services and Sites (including all content, information, text, questions, comments, ideas, graphics, images, tools, and software programs), you agree to be bound by these Terms of Use, which are subject to arbitration as described below.
The Services and Sites are provided by Quality Contractor Supply, LLC., doing business as Quality Contractor Supply, ("Company," "We," or "Quality Contractor Supply,"), for entertainment purposes only. To use our Services, you must be at least eighteen (18) years old and create an Account to obtain psychic readings and related services ("Readings"). All purchases of Services must be made by the account or cardholder.
We want you to benefit from our Readings, and our psychics and chatbots strive to provide helpful advice. However, the information provided should not be used in place of advice from medical, legal, financial, or other professional counselors. You are responsible for evaluating any content, opinion, advice, or other information provided through our Sites or Services.
By using our Sites or Services, you acknowledge that you have read and accepted these Terms of Use without any limitations or qualifications. Quality Contractor Supply, reserves the right to modify these Terms of Use at its sole discretion. Your continued access and use of the Sites and/or Services will constitute your acceptance of any modified terms and conditions. If you do not wish to agree to these Terms of Use (or any revised version), you must stop using the Sites and Services and cancel your Account immediately by contacting us at contact@psychiczoe.com.
We understand that the confidentiality of your personal information is crucial to you. Our Privacy Policy governs the personal information you provide to Quality Contractor Supply, and is hereby incorporated by reference and deemed a part of these Terms of Use. In case of any conflict between the Terms of Use and the Privacy Policy, the Privacy Policy shall prevail.
Disclaimers
General Disclaimer
The Company and its affiliates do not provide any warranty, representation, or guarantee, whether oral or written, that is not expressly stated in these Terms of Use. Any advice or information obtained by you from the Company or its affiliates through the Sites or Services does not create any such warranty, representation, or guarantee. The Company does not warrant or represent that the availability or use of the Sites or Services will be uninterrupted or error-free.
The information provided on, from, or through the Company, its Services, and the Sites is provided "as-is" and "as available," and all warranties, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose, title, and non-infringement, are disclaimed. The Sites and related information and Services may contain bugs, errors, problems, or other limitations, and the Company and its affiliates are not liable for any such issues or for your use of the Sites and Services and any related information or service.
No Professional Advice
The information provided through our Services, on the Sites, and in other materials from Quality Contractor Supply,, such as newsletters, horoscopes, and Readings, is intended for entertainment purposes only. The information provided by the Company, its affiliates, employees, or contractors, including readers, is not a substitute for professional advice, such as (a) professional medical advice, diagnosis, or treatment, (b) professional financial or investment advice or guidance, or (c) professional legal advice.
Do not disregard or delay seeking professional advice because of something you have read on the Sites or through our Services. The Company is not practicing medicine or law and does not endorse any specific products, procedures, treatments, medications, opinions, or other information that may be mentioned on the Sites or through our Services. The Company is not providing financial or investment advice, and its employees and contractors are not registered financial advisors. Your reliance on the information provided by the Company, its employees, contractors, sponsors, or other users of the Sites or Services is solely at your discretion. Any decisions made based on the information provided by the Company, its employees, contractors, or sponsors, or otherwise available on the Sites, are your sole responsibility.
General Rules of Service
Refusal of Services
The Company reserves the right to refuse Services to any individual and pursue legal action against fraudulent or unlawful activities on the Sites or using the Services. Readers may terminate Services if a customer's behavior is deemed inappropriate, abusive, or threatening.
Account Information
You certify that the information provided to Quality Contractor Supply, during Account creation and all subsequent changes are accurate and complete. You are responsible for any false statements made in connection with your Account. You must use only payment mechanisms for which you are the account holder.
Age Requirement
To access Readings, you must be 18 years of age or older and have an Account.
Discounts and Offers
All coupons, discounts, and special offers are non-transferrable and can only be used once per customer. They may not be combined with other coupons, discounts, or special offers. Introductory offers are only valid for new customers and are limited to one per person, credit card, phone number, address, and email. Attempting to circumvent this limitation may result in refusal of service and liability.
Payment and Charges
All Services, including Readings, purchased using your Account must be paid for. Charges for Readings are based on full-minute increments and rounded up to the next full minute at the end of each Reading. Charges for Readings by direct message are calculated per message. You agree to maintain the confidentiality of your Account information and to notify the Company of any unauthorized use.
Usage Restrictions
The Services are prohibited for use by individuals residing in jurisdictions where such use is restricted by law.
Recording and Retention of Readings
You are prohibited from recording, copying, scanning, or transcribing Readings without the prior written consent of the Company. The Company may record chat and direct message Readings and may terminate your access to such recordings or delete them at any time.
Limited Liability
You agree that neither the Company nor any of its affiliates, including directors, employees, shareholders, agents, representatives, joint venture parties, independent contractors, third-party information providers, merchants or licensors (collectively known as “Quality Contractor Supply, Parties”), shall be held liable to you, whether in contract or in tort, for any actual or consequential losses or damages arising out of or related to these Terms of Use, or your (or any third party's) use or inability to use the Sites or the Services, or your reliance on any information provided. This includes damages of any kind, such as compensatory, consequential, direct, indirect, punitive, special, or incidental damages, whether foreseeable or unforeseeable (including, but not limited to, claims for defamation, errors, loss of data, income, or profit, loss or damage to property, or interruption in availability of data), except only in cases where applicable law requires such liability in the event of death or personal injury. The remedies provided for under these Terms of Use are exclusive and are limited to those expressly provided for in these terms.
Some states or jurisdictions do not allow the exclusion or limitation of liability for consequential, incidental, or special damages, or of implied warranties. In such cases, liability is limited to the greatest extent permitted by law.
The disclaimers and limitation of liability set forth in these Terms of Use are essential components of the agreement between the Company and you. The Sites and the information provided therein, as well as the Services, would not be provided without such disclaimers and limitations.
Third Party Sites
The Sites may include links to other websites and webpages ("Third-Party Pages") as well as third-party content such as text, graphics, videos, images, music, sounds, and information ("Third-Party Applications"). The Company does not guarantee the accuracy, completeness, or appropriateness of any Third-Party Pages or Third-Party Applications, and does not monitor or review them. The Company is not responsible for any Third-Party Pages or Third-Party Applications accessed through the Site, and you agree that the Company will not be liable for any loss or damage incurred as a result of any dealings between you and any third party, or as a result of the presence of any third party on the Sites.
The inclusion of links to Third-Party Pages or Third-Party Applications on the Sites does not indicate the Company's approval or endorsement of them. These links are provided for convenience only, and any interaction or transaction between you and a third party on the Sites is solely between you and that third party. The Company makes no representations or warranties regarding the content, ownership, or legality of any linked third-party website. If you choose to access any Third-Party Pages or Third-Party Applications, you do so at your own risk.
Copyright and Intellectual Property
The Sites and their delivered content, which include designs, text, graphics, photographs, trademarks, and other files or information (“Content”), are protected by copyright, trademark, and other intellectual property laws under both United States and foreign laws. Any unauthorized use of the Content is a breach of these Terms of Use and may violate copyright, trademark, and other laws.
You are authorized to view Content for non-commercial personal use only. You are not allowed to record or copy any Content, including Readings by phone, chat, or direct message, without the prior written consent of the Company. All rights not expressly granted herein are reserved to the Company and its licensors.
Except as expressly provided, you may not copy, display, download, distribute, modify, post, reproduce, republish, retransmit, or create any derivative work based on the Content without the express written consent of the Company. No information or statement in these Terms of Use or the Sites shall be construed as conferring any license or right under any patent, copyright, trademark or other intellectual property right of the Company, its affiliates, or any third party.
You may not “mirror” any Content contained in the Sites or any other server without Company’s written permission. You may not use the Sites for any unlawful or prohibited purpose or in any manner that could damage, disable, overburden, or impair the Sites or interfere with any other party’s use and enjoyment of the Sites. You may not attempt to gain unauthorized access to the Sites through hacking, password mining or any other means.
The Company reserves the right to limit, restrict, or terminate access and use of the Sites of any users at any time and for any reason, with or without notice.
User Restrictions
Your use of the Sites and Services is limited to personal use only, and you are solely responsible for any content transmitted through the Sites. Your use of the Services is subject to all applicable laws and regulations at the local, state, national, and international levels. By accessing and using the Sites or Services, you agree to the following:
Not to use the Sites or Services for illegal purposes. Not to disrupt networks connected to the Sites. To comply with all laws and regulations regarding the use of the Sites or Services, including those related to electronic mail. Not to post or transmit any solicitation, advertising, or promotional materials. Not to transmit any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, or obscene material. Not to impersonate any person or entity or use false identities. Not to transmit sexually explicit communications or materials. Not to transmit any files containing harmful computer code. Not to interfere with other users' access to or use of the Sites or Services. Not to engage in inappropriate, abusive, or threatening behavior. The Company reserves the right to terminate your access to the Sites or Services without refund if you violate these Terms of Use at any time.
User Submissions
By using the Sites, you acknowledge that you are solely responsible for any information or material you provide to the Company, including any Submissions you make, and that the Company has no obligation of any kind with respect to such Submissions. You agree that you will not make any Submissions that are illegal, abusive, discriminatory, or otherwise objectionable. Submissions are non-confidential and non-proprietary, and the Company may reproduce, use, disclose, modify, display, and distribute them without limitation.
By transmitting Submissions to the Company, you grant the Company a perpetual, worldwide, royalty-free, irrevocable, non-exclusive right and license to use and distribute such Submissions. You also permit other users of the Sites to access, view, store, or reproduce the Submissions for personal use. If you send Submissions consisting of "testimonials," you acknowledge that the Company has the right to publicly display all or part of such Submission on the Sites or in any other format or media. The Company does not want to receive Submissions containing confidential information, and any Submissions received will be deemed NOT to be confidential.
By making any Submissions on the Sites, you assume full responsibility for their content and any consequences that may arise. You confirm, represent, and warrant that you have all the necessary licenses, rights, consents, and permissions to use and authorize the Company, its affiliates, and subsidiaries to use any and all proprietary rights, including patents, trademarks, trade secrets, copyrights, or any other rights, in and to your Submissions, to enable their inclusion and use in accordance with these Terms of Use. Additionally, you represent and warrant that you have obtained written consent, release, and/or permission from each identifiable individual person in your Submissions to use their name or likeness in accordance with these Terms of Use.
You agree not to submit material that violates the proprietary rights, privacy, or publicity rights of third parties unless you are the rightful owner of such rights or have obtained permission from the rightful owner to post the material and grant the Company all rights described herein. You also agree not to publish false or misleading information that could harm the Company, the Sites, or any third party, or submit material that is unlawful, obscene, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or encourages criminal activity, civil liability, or violation of any law. Finally, you agree not to post any advertisements or solicitations of business.
No Assignment
You are prohibited from assigning this User Agreement or transferring any rights or delegating any obligations under this agreement, whether partially or entirely, whether voluntarily or by operation of law, without obtaining the prior written consent of The Company. The Company reserves the right to withhold its consent at its sole discretion. If you attempt to assign or delegate without The Company’s prior written consent, such action will be considered invalid and will have no legal force or effect. On the other hand, The Company has the right to assign this agreement or transfer any rights under it without your conse

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